Helping Supplemental Security Income (SSI) and Social Security Disability Insurance (SSDI) beneficiaries understand how working affects Social Security benefits so you can make informed decisions and move forward with confidence.
Connect with a Certified Work Incentives Counselor (CWIC) to make informed decisions, explore work opportunities, and move toward greater financial independence.
Social Security Beneficiaries (SSI or SSDI) ages 14+ who are considering work or already working
Offered to residents of all New Jersey counties except residents of Bergen, Essex, Hudson, and Union
SSI & SSDI beneficiaries between the ages of 14 and retirement age who are interested in working or already working.
Services are prioritized for individuals in the following categories:
NJWINS is a Work Incentive Planning and Assistance program funded by the Social Security Administration. Our goal is to help people who receive SSI or SSDI make informed choices about work, and to support people who are working to increase their financial independence.
NJWINS services are free for eligible individuals and do not require a referral.
SSI beneficiaries will learn that working to their fullest ability generally increases their total monthly income, and that losing an SSI cash benefit does not necessarily mean losing Medicaid coverage. They will also be taught how to use the following Work Incentives:
SSDI Beneficiaries will learn that only work can create an SSDI account and only work can change or stop the receipt of SSDI benefits. SSDI Beneficiaries will be taught to use the following Work Incentives:
Both SSI and SSDI Beneficiaries will be taught about the following:
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Request support and guidance with reporting wages, employment related changes, and resolving issues related to SSA benefits as needed.
