Helping Supplemental Security Income (SSI) and Social Security Disability Insurance (SSDI) beneficiaries understand how working affects Social Security benefits so you can make informed decisions and move forward with confidence.
Connect with a Certified Work Incentives Counselor (CWIC) to make informed decisions, explore work opportunities, and move toward greater financial independence.
Social Security Beneficiaries (SSI or SSDI) ages 14+ who are considering work or already working
Offered to residents of all New Jersey counties except residents of Bergen, Essex, Hudson, and Union
SSI & SSDI beneficiaries between the ages of 14 and retirement age who are interested in working or already working.
Services are prioritized for individuals in the following categories:
NJWINS is a Work Incentive Planning and Assistance program funded by the Social Security Administration. Our goal is to help people who receive SSI or SSDI make informed choices about work, and to support people who are working to increase their financial independence.
NJWINS services are free for eligible individuals and do not require a referral.
SSI beneficiaries will learn that working to their fullest ability generally increases their total monthly income, and that losing an SSI cash benefit does not necessarily mean losing Medicaid coverage. They will also be taught how to use the following Work Incentives:
SSDI Beneficiaries will learn that only work can create an SSDI account and only work can change or stop the receipt of SSDI benefits. SSDI Beneficiaries will be taught to use the following Work Incentives:
Both SSI and SSDI Beneficiaries will be taught about the following:
Your Community Work Incentives Coordinator will also request that you fill out a consent form so that he/she can find verify the information that SSA has on your case in order to construct a Benefits Summary and Analysis Report, which will give you a detailed account of the present status of your benefits and the Work Incentives that are available to you to protect your cash and healthcare benefits, while beginning, continuing or augmenting work efforts. You may elect to use some, none or all of these Work Incentives, in Step 4.
Your Community Work Incentives Coordinator will meet with you to construct a Work Incentives Plan based upon the Work Incentive options provided in the BS&A Report, provided in Step 3. This report will provide you with step-by-step instructions as to how to establish and use those to instruct you on future Work Incentives you choose to use, so that you can protect your benefits for as long as you need them, while starting, continuing or augmenting work.
Your Community Work Incentives Coordinator will also remain available to you for future contact to assist you with resolving any future issues or updates to your plan.
